
Surrogacy Cost in Chennai: Surrogate Mother Cost in Chennai, Low-cost Surrogacy Centres in Chennai
The Cost of Surrogacy in Chennai ranges from Rs.18 Lakh to Rs. 20 Lakh depending on the Surrogacy doctor’s experience and success rates. Surrogacy clinic location which includes the IVF Drugs, Consultations, Investigations, Ultrasounds, Oocyte Pick Up, IVF Lab, and embryology, Embryo Transfer, Sperm Freezing 1 year + Egg Donor Compensation by the IVF doctor.
Gestational surrogacy is one of the most efficacious treatments and is chosen over other surrogacy methods. Without the IVF technique, surrogacy is incomplete.During gestational surrogacy, eggs and sperms are collected from the female and male partners, mixing them all for natural fertilization. The overall costs may Vary if the couple can donate their eggs or frozen fertilized embryos. These involve fees to the agency, gestational carrier, attorney, and social worker, along with legal and medical costs and money to cover the carrier’s maternity wardrobe and medicines and disposables consumed expenses. It also includes the costs of harvesting the egg or embryo. Surrogacy is a process which involves many factors and before choosing to go for it you should have a complete knowledge on how this process works.
Surrogacy Cost in Chennai (2025) – All Inclusive
The complete surrogacy process—including legal approvals, IVF, surrogate compensation, and delivery—costs between ₹18 lakhs to ₹20 lakhs. This covers all medical, legal, and procedural expenses from start to finish.
Procedure | Description | Estimated Cost (INR) |
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Legal Process & Board Approvals | State & District Board clearance, affidavits, birth certificate court order | ₹2,00,000 (Fixed) |
Initial Consultation | Medical evaluation + legal counselling | ₹15,000 – ₹25,000 |
IVF + Embryo Transfer | Stimulation, egg retrieval, fertilization, embryo transfer (self eggs) | ₹2,80,000 – ₹3,00,000 |
Testing & Screening | AMH, semen analysis, hysteroscopy, scans, infectious diseases | ₹1,00,000 – ₹1,20,000 |
Surrogate Medical Screening | Evaluation of surrogate (brought by couple) + fitness clearance | ₹1,50,000 – ₹2,00,000 |
Pregnancy Monitoring | Antenatal checkups, supplements, scans (9 months) | ₹1,00,000 – ₹1,20,000 |
Delivery & Hospitalization | Normal or C-section delivery, maternity ward, NICU (if needed) | ₹1,50,000 – ₹2,00,000 |
Contract & Legal Drafting | Surrogacy agreement, affidavits, legal witness signing | ₹50,000 – ₹70,000 |
Surrogate Support Expenses | Nutrition, clothing, transport, hygiene (as per law) | ₹4,00,000 – ₹5,00,000 |
Surrogate Insurance (3 Years) | Required 3-year medical cover as per legal mandate | ₹50,000 – ₹65,000 |
Total Estimated Cost | All inclusive surrogacy costs in Chennai | ₹18,00,000 – ₹20,00,000 |
Step-by-step surrogacy process in India under the Surrogacy Regulation Act with cost (2025)
Step 1: Initial Consultation and Legal Paperwork
Duration: 1-2 weeks
Cost: Rs. 10,000 to Rs. 20,000
The couple visits a fertility clinic for a consultation. If surrogacy is recommended, they begin legal paperwork to ensure compliance with the Surrogacy Regulation Act. This includes ensuring they meet the criteria such as being a married Indian couple, married for at least five years, with the female aged 23-50 and the male 26-55.
Step 2: State Board Approval
Duration: 4-6 weeks
Cost: Rs. 30,000 to Rs. 50,000
The couple submits an application to the State Surrogacy Board with all required documents, including medical histories, Aadhaar cards, and a lawyer’s authority letter. The board reviews the case and, if approved, issues a certificate for surrogacy.
Step 3: District Board Verification
Duration: 3-5 weeks
Cost: Rs. 20,000 to Rs. 40,000 With the state board’s approval.
The couple proceeds to the District Board, where the surrogate’s documents are verified. Upon satisfaction, the board issues a certificate to the surrogate mother.
Step 4: Final State Board Approval
Duration: 2-4 weeks
Cost: Rs. 10,000 to Rs. 20,000
The couple returns to the State Board with all certificates for final approval, after which they can officially start the surrogacy process.
Step 5: IVF Process
Duration: 8-10 weeks (per cycle)
Cost: Rs. 1.5 lakh to Rs. 2.5 lakh
The IVF process begins, potentially involving multiple cycles. This includes hormone treatments and egg retrieval from the mother or donor, fertilization, and embryo transfer to the surrogate.
Step 6: Pregnancy and Medical Care
Duration: 9 months
Cost: Rs. 3 lakhs to Rs. 5 lakhs
Throughout the pregnancy, the surrogate receives medical care, including regular check-ups, nutritional support, and any necessary medical interventions.
Step 7: Delivery and Legal Formalities
Duration: At birth
Cost: Rs. 1 lakh to Rs. 2 lakhs
The child’s delivery incurs hospital charges. Post-delivery, legal formalities transfer the child’s custody to the intended parents.
Step 8: Surrogate Compensation
Cost: Rs. 4 lakhs to Rs. 10 lakhs
The surrogate mother receives compensation as agreed in the contract.
Overall Cost and Duration:
Total Duration: Approximately 1.5 years (including legal approvals, IVF cycles, and pregnancy)
Total Cost: Approximately Rs. 20 lakhs (including all medical, legal, and compensation expenses)
Success rates in gestational surrogacy
The use of surrogates is becoming more common-place. The number of people in need of surrogates is also increasing. Surrogacy is now widely acknowledged. The rate of pregnancy and live birth is different in different cases of gestational surrogacy.
TYPE | PREGNANCY RATE | LIVE BIRTHS |
Surrogacy Without Donor | 63.5% | 60.4% |
Surrogacy With Donor Eggs | 75% | 73% |
Surrogacy With Sperm Donor | 70% | 68% |
Chennai has gained immense popularity in terms of Surrogacy- It provides a list of best surrogacy centres in Chennai at an affordable cost. The Surrogacy treatment cost in Chennai can be different in different locations. Many couples travel to other cities to get affordable Surrogacy treatment cycles. The best low-cost Surrogacy centres in Chennai are chosen based on Surrogacy success rates in Chennai, treatment quality, patient’s opinion, doctor’s qualification, Reviews & Rating, and location accessibility.
The list of Top 6 Best Low-cost Surrogacy Centres in Chennai with Surrogacy packages including Surrogate Mother cost, Success Rates, Services & working fertility specialists in Chennai.
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Prashanth Fertility Research Centre, Chennai
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Jananam Fertility Centre, Chennai
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Firm Hospital, Chennai
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Cloudnine Hospital, Chennai
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Aakash Fertility Centre & Hospital, Chennai
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Srushti Fertility Center and Women’s Hospital, Chennai
1. Prashanth Fertility Research Centre, Chennai
Clinic Address: No.77, Harrington Road, Behind Pachayappas College, Chetpet, Chennai – 600031
Lead Fertility Expert: Dr. Kalpana Subramani (MBBS, DGO, DMAS)
IVF Cost: ₹1,13,000
IUI Cost: ₹24,000
Surrogacy Package (Altruistic): ₹16 – ₹20 Lakh (intended parents must bring their own surrogate)
Surrogate Mother Expense: ₹4 – ₹6 Lakh (covers nutrition, insurance, medical support)
Egg Donor Cost: ₹75,000 – ₹1,55,000 (based on donor profile and egg quality)
Egg Donor Insurance: ₹4,500 – ₹5,500
Legal Charges: ₹2 Lakh (fixed for board approvals, affidavits & court birth certificate)
Success Rate: 72%
Google Reviews Rating: 3,962 Google reviews
Working Hours: Monday to Saturday, 9:30 AM – 6:30 PM
Accepted Payments: UPI, Card, Cash, Online Transfer
Services: IVF, IUI, ICSI, Donor Egg IVF, Surrogacy, Fertility Counseling
Website: https://prashanthhospitals.org/dr-kalpana-subramani
Book Appointment: +91 8448879134
Prashanth Fertility Research Centre is one of the best surrogacy centres in Chennai. The centre has been providing its services since its inception. It offers a comprehensive range of services such as IVF, ICSI, IUI, TESA, and surrogacy procedures. The centre offers its services and facilities with the help of multiple professional medical experts. Prashanth Fertility Research Centre comprises all state-of-the-art technologies and advanced techniques in the healthcare sector.
The main aim of the centre is to provide the best treatment as per the requirements of the specific medical case of the patient. Prashanth Fertility Research Centre has also gained multiple accreditations and certificates for its excellence in offering its patients quality treatments. Dr. C. Geetha Haripriya practices at Prashanth Fertility Research Centre. Dr. Haripriya has completed her graduation from a prestigious institution. She believes in maintaining a strong bond with her patients, which helps increase the chance of recovery.
2. Jananam Fertility Centre, Chennai
Clinic Address: 22, 10, 11, 1st Street, Kazura Garden, Neelankarai, Chennai – 600115
Doctor : Dr. Vani Sundarapandian ( MRCOG(UK), MD - Obstetrics & Gynaecology, MBBS Infertility Specialist )
IVF Cost: ₹1,20,000
IUI Cost: ₹24,000
Surrogacy Package (Altruistic): ₹16 – ₹20 Lakh (legal approval required; surrogate to be arranged by intended couple)
Surrogate Mother Expense: ₹4 – ₹6 Lakh (covers nutrition, medical care, and insurance)
Egg Donor Cost: ₹75,000 – ₹1,55,000 (varies by donor profile and egg quality)
Egg Donor Insurance: ₹4,500 – ₹5,500
Legal Charges: ₹2 Lakh (includes board clearance, affidavits, and court-issued birth certificate)
Fertility Success Rate: 75%
Rating: 1,238 Google reviews
Working Hours: Monday to Saturday, 9:30 AM – 6:30 PM
Payment Methods: UPI, Card, Cash, Online Transfer
Services Offered: IVF, IUI, ICSI, Egg Donation, Altruistic Surrogacy, Infertility Treatments
Website: https://www.jananamfertility.com/
Book Appointment: +91 8448879134
In this fast-paced world, what most of us seek is personalised care and answers to the most difficult questions. We strive to provide unwavering individualized care and clear transparency from the moment you enter our hospital until you leave. Each member of our team cherishes the miracle that is birth. This leads to them working day in and day out towards making this miracle happen for couples. To aid this unwavering intent, we are equipped with ISAR and ISO 9001 certifications. Our cleanroom labs are clad with antimicrobial wall cladding and are primed for optimal performance, which ensures that only quality embryos are prepared.
In our years of experience in reproductive medicine, we have seen what childlessness does to couples. We have seen the frustration in their eyes when they come to us. But we’ve also seen the joy in their faces when they get a positive result. And that look is what drives us every day to strive for excellence. When we started fertility treatment in Chennai, we knew there were a lot of stigmas associated with fertility treatment. Hence, we’ve always aspired to be a centre that specialises in personalised treatment. We believe in making our patients comfortable in their journey with us and offering them a tailor-made treatment plan. Today, we have a fertility centre in Sri Lanka as well, which has been a stepping stone in our journey of providing world-class fertility treatment.
3. Firm Hospital, Chennai
Fertility Consultant: Dr. Mala Raj (Obstetrician & Gynaecologist)
IVF Cost: ₹1,30,000
IUI Cost: ₹24,000
Surrogacy Package (Altruistic): ₹17 – ₹21 Lakh (as per legal guidelines; surrogate must be arranged by intended parents)
Surrogate Mother Cost: ₹4 – ₹6 Lakh (includes medical care, nutrition, and insurance)
Egg Donor Cost: ₹75,000 – ₹1,55,000 (based on quality and availability)
Egg Donor Insurance: ₹4,500 – ₹5,500
Legal Charges: ₹2 Lakh (fixed for documentation, board clearance, court-issued birth certificate)
Fertility Success Rate: 75%
Google Rating: 235 Google reviews
Working Hours: Monday to Saturday, 9:30 AM – 6:30 PM
Accepted Payments: Cash, Card, UPI, Net Banking
Services Offered: IVF, IUI, ICSI, Donor Programs, Altruistic Surrogacy
Website: https://www.firmhospitals.com/
Book Appointment: +91 8448879134
Firm Hospital is one of the best surrogacy centres in Chennai. This centre strives to provide the best treatment and services to patients in the field of assisted reproductive technology (ART) procedures. The centre has been offering world-class IVF and surrogacy treatments for decades. It has become one of the greatest sources for bringing smiles and joy into the lives of infertile couples via infertility treatments. Firm Hospital has become one of the most renowned centres in Chennai. Patients visiting the centre are amazed and impressed by the treatment quality and patient-friendly approach provided by the entire staff working at the center. The centre meets all the requirements of patients successfully undergoing IVF and surrogacy treatments in Chennai. The treatments offered by the centre are in vitro fertilisation (IVF), frozen embryo transfer (FET), intracytoplasmic sperm injection (ICSI), intrauterine insemination(IUI), surrogacy, cryopreservation, and blastocyst culture and transfer procedures at an affordable cost. This centre is also popular among the community of Chennai for its transparent services and its high-class facilities. Firm Hospital has always been proficient in providing the best surrogacy treatments to their patients. Dr. Raj regularly visits and leads the center. He has been working in the field of medical sciences for nearly two decades. This proficient medical practitioner has extensive experience in the fields of andrology and reproductive medicine. Dr. Raj has a record of performing more than 1,000 surrogacy treatments successfully.
4. Cloudnine Hospital, Chennai (Low-cost Surrogacy Centre in Chennai)
Clinic Address: No. 54, Vijaya Raghava Road, Near Hyatt Regency, T. Nagar, Chennai – 600017
Doctor : Dr. Sathya Balasubramanyam ( MD, DNB, FRCOG, MRCOG(UK), FNB - Reproductive Medicine)
Lead Consultant: Dr. Praveena Shenoi (Senior Obstetrician & Gynaecologist)
IVF Cost: ₹1,13,000
IUI Cost: ₹24,000
Surrogacy Package (Altruistic): ₹19 – ₹22 Lakh (surrogate must be provided by the couple as per 2025 law)
Surrogate Mother Cost: ₹4 – ₹6 Lakh (includes medical care, nutrition, and 3-year insurance)
Egg Donor Cost: ₹75,000 – ₹1,55,000 (varies by donor background and egg quality)
Egg Donor Insurance: ₹4,500 – ₹5,500
Legal Charges: ₹2 Lakh (covers affidavits, board approvals, and court-issued birth certificate)
Fertility Success Rate: 85%
Google Rating: 5,622 Google reviews
Clinic Hours: Monday to Saturday, 9:30 AM – 6:30 PM
Payment Options: UPI, Debit/Credit Card, Online Transfer, Cash
Services Offered: IVF, IUI, ICSI, Donor Egg IVF, Altruistic Surrogacy, Reproductive Counseling
Website : https://www.cloudninecare.com/centre/t-nagar
Book Appointment: +91 8448879134
The centre provides the best fertility health outcomes for people at affordable costs. The centre is a renowned name among the best surrogacy centres in Chennai. Apart from surrogacy and infertility treatments, Cloudnine Hospital is also well-known for providing laparoscopic procedures in the field of gynecology. The services and treatments provided by the centre include laser-assisted hatching (LAH), in vitro fertilisation (IVF), surrogacy, and cryopreservation at an affordable cost. Dr. Jayam Kannam is the center’s service provider.
5. Aakash Fertility Centre & Hospital, Chennai (Low-cost Surrogacy Centre in Chennai)
- Clinic Address: 10, 100 Feet Road, Opp. Hotel Ambika Empire, Vadapalani, Chennai – 600026
- Lead Doctor: Dr. Kamaraj (Infertility & IVF Specialist)
- IVF Cost: ₹1,20,000
- IUI Cost: ₹24,000
- Surrogacy Package (Altruistic): ₹16 – ₹20 Lakh (as per 2025 law; surrogate to be arranged by intended parents)
- Surrogate Mother Cost: ₹4 – ₹6 Lakh (covers medical, nutrition, and legal support expenses only)
- Egg Donor Cost: ₹75,000 – ₹1,55,000 (based on donor quality and profile)
- Egg Donor Insurance: ₹4,500 – ₹5,500 (mandatory for egg donation cycles)
- Legal Charges: ₹2 Lakh (fixed for board approvals, documentation, and court-issued birth certificate)
- Fertility Success Rate: 75%
- Rating : 2,079 Google reviews
- Clinic Hours: Monday to Saturday, 9:30 AM – 6:30 PM
- Accepted Payments: UPI, Card, Online Transfer, Cash
- Services Offered: IVF, IUI, ICSI, Donor Egg IVF, Altruistic Surrogacy, Fertility Workups
- Website : https://aakashfertilitycentre.in/
- Book Free Appointment: +91 8448879134
The hospital offers a range of infertility investigations and treatments for both men and women, including biochemistry, hormone assays, tubal patency tests, ultrasonogram semen analysis, testicular biopsy, IUI (insemination), IVF (test tube baby), intracytoplasmic sperm injection, microsurgery for tube repair, semen banking, embryo freezing, laparoscopy, hysteroscopy, pre-implantation genetic diagnosis, erectile dysfunction shockwave therapy (EDST), assisted hatching, and PGD. Dr. Kamaraj has served the community through institutions such as the “Indian Institute of Sexual Medicine” and the “Aakash Fertility Centre and Hospital”. He has also been providing counselling and treatment for his patients from all over the world. He has published many research articles in scientific journals. He conducts the International Conference on Sexology in Chennai every year. He has been working vigorously towards creating awareness in sexual medicine through scientific evidence, with the aim of ensuring that young or old people are affected by any kind of sexual problem or sexually derived disease.
6. Srushti Fertility Center and Women’s Hospital, Chennai (Low-cost Surrogacy Centre in Chennai)
Clinic Address: No. 1, Padmavathy Street, Thirumalai Nagar, Thiru Nagar, Ramapuram, Chennai – 600089
Lead Fertility Expert: Dr. Samundi Sankari (Infertility Specialist)
IVF Cost: ₹1,20,000
IUI Cost: ₹24,000
Surrogacy Package (Altruistic): ₹17 – ₹20 Lakh (as per Indian surrogacy law; surrogate must be arranged by the couple)
Surrogate Mother Expense: ₹4 – ₹6 Lakh (includes medical support, nutrition, and insurance only – no compensation)
Egg Donor Cost: ₹75,000 – ₹1,55,000 (depending on donor quality)
Egg Donor Insurance: ₹4,500 – ₹5,500 (mandatory for all donor-based treatments)
Legal Charges: ₹2 Lakh (fixed for all documentation, board approvals, and court formalities)
Fertility Success Rate: 70%
Google Rating: (265)Fertility clinic in Chennai, Tamil Nadu
Working Hours: Monday – Saturday, 9:30 AM to 6:30 PM
Payment Methods: UPI, Credit/Debit Card, Net Banking, Cash
Services Offered: IVF, IUI, ICSI, Donor IVF, Altruistic Surrogacy, Fertility Counseling
Website : https://www.motherababy.com/
Book Free Appointment: +91 8448879134
The hospital offers a comprehensive range of infertility services such as Intracytoplasmic Sperm Injection (ICSI), In Vitro Fertilization (IVF), Intrauterine Insemination (IUI), surrogacy, Fertility Preservation techniques, Preimplantation Genetic Screening and Diagnosis (PGS/PGD), Laser Assisted Hatching (LAH) procedures. Dr. Samundi Sankari practices at Hegde Hospital. She has had medical exposure for more than a decade. Dr. Samundi has her expertise in the field of reproductive medicine.
Chennai has gained immense popularity IVF as well; it provides a list of Best IVF centres in Chennai along with the IVF cost in Chennai. You can visit Vinsfertility for detailed information.
Frequently Asked Questions (FAQs)
1. Is surrogacy legal in Chennai?
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✔️ Yes, altruistic surrogacy is legal under the Surrogacy (Regulation) Act, 2021.
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❌ Commercial surrogacy is banned.
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Only married Indian couples, NRIs, and OCI holders are eligible.
2. Where to take legal permission in Chennai?
Apply at:
All surrogacy-related legal approvals (Essentiality Certificate, Eligibility Certificate, ART procedure approval) must be obtained from:
District Appropriate Authority (DAA) – Chennai
Office of the Director of Medical and Rural Health Services
Name: Dr. J. Rajamoorthy, MBBS., DCH.
Designation: Director, Medical & Rural Health Services, Tamil Nadu
Address:
DMS Campus, 3rd Floor,
Anna Salai, Teynampet,
Chennai – 600006
Timings: Monday to Friday – 10:00 AM to 5:00 PM
Landline: 044-29510200 (Ext. 201)
Mobile: +91-7358150599
Email: dmrhstn@gmail.com
This office handles:
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✅ Essentiality Certificate (for couple)
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✅ Eligibility Certificate (for surrogate)
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✅ Approval for ART procedures
3. What documents are required?
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Marriage certificate
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Medical proof of infertility
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Aadhaar/passport (couple & surrogate)
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Surrogate consent form
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3-year insurance policy copy
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Court affidavit for parentage
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OCI/PIO card (if applicable)
4. Can clinics provide surrogate mothers?
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❌ No. As per Tamil Nadu & central rules, intended parents must bring their own surrogate (must be a relative or friend).
5. Who can become a surrogate in Chennai?
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Married woman, aged 25–35, with at least one biological child
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Not a commercial surrogate; no prior surrogacy allowed
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Cannot donate eggs; only carry the baby via IVF (gestational)
6. What is the cost of surrogacy in Chennai?
Component | Estimated Cost (INR) |
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IVF & Medical Process | ₹12 – ₹14 lakh |
Legal + Court Fees | ₹2 |
Surrogate Insurance (3 yrs) | ₹1 lakh |
Pregnancy Care + Delivery | ₹3 lakh |
Total | ₹18 – ₹20 lakh (No compensation is allowed to the surrogate — only actual expenses and insurance. ) |
7. Anything extra for OCI/NRI?
Group | Rules |
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NRI | Must be Indian passport holder – same process as residents |
OCI Card | Must provide OCI card + Indian origin proof + Surrogacy Board NOC |
Foreigners | ❌ Not allowed unless one spouse is Indian citizen/OCI |
8. Is surrogacy legally regulated in Tamil Nadu in 2025?
Answer:
Yes, surrogacy in Tamil Nadu is legally regulated and governed by a State Surrogacy and ART Board, constituted under Section 27 of the Surrogacy (Regulation) Act, 2021 and the Assisted Reproductive Technology (Regulation) Act, 2021.
As per G.O. (Ms) No. 25, dated 21.01.2023, this board was officially formed by the Government of Tamil Nadu to oversee all surrogacy and ART-related activities in the state.
The board includes top health officials, reproductive medicine experts, and legislative members — ensuring that every surrogacy case is medically safe, ethically conducted, and legally approved before embryo transfer.
This makes Tamil Nadu one of the states with a fully functional, government-monitored surrogacy system in place.
? Reference: Government of Tamil Nadu, Health and Family Welfare (R1) Department, G.O. (Ms) No.25, Dated 21.01.2023