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Guaranteed Surrogacy in Mumbai | Surrogacy cost in Mumbai

Surrogacy in Mumbai offers a budget-friendly option for the intended parents, with costs typically between INR18–20 lakh. The guaranteed surrogacy program in Mumbai covers intensive medical care, skilled professionals handling IVF procedures, and thorough care during the entire process with the highest success rate. Fertility clinics in Mumbai focus on affordable and low-cost surrogacy programs where the centers make sure that every aspect of the surrogacy journey is clear, ethical, and customized to meet your requirements and needs with high success rate.  Verified by Doctor Sunita

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Vinsfertility has assisted over 10,000 couples in achieving parenthood through our Guaranteed Surrogacy Program.

Guaranteed Surrogacy Program

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Best Egg Donors in India

We provide highly qualified and carefully selected egg donors in India, ensuring the best genetic match for a healthy and happy baby.

100% Success Rate with Guaranteed Surrogacy Program

We ensure successful surrogacy by selecting the best embryos through advanced PGS/PGT techniques, offering a 100% success rate with our guaranteed surrogacy program.

18+ Years of Expertise in Surrogacy

With over 18 years of experience, Dr. Sunita in Delhi, India, leads our surrogacy programs, including specialized options like the twins surrogacy program. Trust us for expert care and guidance.

Surrogacy Services

Explore the comprehensive surrogacy options we offer, from cost details to legal guidance and payment plans, all tailored to help you on your journey to parenthood.

Surrogacy Overview

Planning your family through surrogacy? Then this is the right place for you! Look no further; we will help you with every step. Did you know that even acting personalities such as Shah Rukh Khan, Priyanka Chopra, and Aamir Khan have gone for surrogacy to have their children? Such stories of well-known persons mark incredible features of surrogacy and build your trust in fertility clinics. Well, we will make the process as easy as possible for you. We assure you that every step with us will be in favor of your needs and requirements. Once you are on board, we commit to achieving your dream of parenthood, as your dream for us is invaluable, and we cannot put a price tag on it. It's time to execute the plan you have in your mind of starting a family for so long.


What is Surrogacy?


Surrogacy is a process where a woman called a surrogate carries a child on behalf of someone else, called the intended parents. During the process, the surrogate becomes pregnant through IVF, and after the child’s birth, the intended parents become the legal parents of the child.

Types of Surrogacies

1. Gestational Surrogacy: The surrogate carries the baby on behalf of the intended parents. The egg is taken from the intended mother and the sperm from the intended father or in some cases, either of the gametes is taken from the donor. The surrogate has no genetic link to the child.
 
Below is a comparison of past and present techniques in gestational surrogacy:
 
Aspect Past Techniques Present Techniques
Genetic Link Surrogates are often genetically linked to child Surrogate is not genetically linked to the child
Embryo Transfer Only fresh embryo transfer was possible Fresh and frozen embryo transfers are available
IVF Success Rate Low success rates High success rates with advanced technology
Genetic Testing Not available PGT ensures embryo health and genetic normality
Uterine Preparation Basic hormonal support Customized protocols for better results
Technological Tools Basic lab equipment Advanced incubators and cryopreservation techniques
 


2. Traditional Surrogacy: In the traditional type of surrogacy, the eggs are retrieved from the surrogate mother, and the sperm is utilized either from the intended father or the sperm donor, making the surrogate the biological mother of the child. Due to ethical reasons, this is a less commonly practiced form of surrogacy in India
 
Surrogacy Types Based on Compensation

Surrogacy arrangements can also be classified based on the financial arrangement involved:
Type Description
Altruistic Surrogacy A surrogate is not compensated financially, except for medical, legal, and related expenses. Usually involves someone close to the intended parents.
Commercial Surrogacy Involves financial compensation to the surrogate. This is now prohibited in India.
 

SUMMARY
Surrogacy involves a surrogate carrying and giving birth to a child for the intended parents through IVF. Surrogacy can be of two types: gestational and traditional.
 

How does Surrogacy work with Vinsfertility?


Parenthood is not only your dream but is a dream of many other intended parents out there. If you think you are alone in this journey, then you are mistaken, many families daily come up with queries and ask our fertility experts regarding the ART procedure just to combat their infertility if not by natural means, then by the aid of science and technology. At Vinsfertility, we are dedicated to converting your parenthood dream into reality. With transparency in our process, we have gained the trust of countless families. Surrogacy is about forming families and nurturing feelings of your own as well as the child’s. We are here to support you every step of the way and in return, we expect your full cooperation.

At Vinsfertility, we combine science with care and empathy to help you experience the greatest joy of holding your child in your arms, and together, we create a pathway to your happiness.

So, the process of surrogacy at Vinsfertility starts with analyzing the needs and beliefs you want in a surrogate mother and choosing a healthy surrogate mother for you. From our end, we evaluate the health and medical conditions of the surrogate, and then only we come to a finalized decision of choosing an ideal surrogate for you, followed by a meeting of the surrogate and the intended parents to sign legal contracts. An application is submitted to the state board for approval, then an evaluation by a district court, and the final permission grant is approved by the state board. After the final approval from the state board, IVF is carried out to create embryos, which are then implanted inside the surrogate’s womb.

Now the embryo creation can be done by following two ways:
  1. Using self-eggs and the intended father’s sperm
  • Self-eggs refer to the eggs from the intended mother
  • This involves combining the mother’s eggs with the father’s sperm, creating a biological connection to both parents.
  1. Using donor eggs and intended father’s sperm
  • Donor eggs are eggs provided by a female donor selected by you or the clinic.
  • This option is ideal for intended mothers who cannot produce healthy eggs while maintaining a genetic link to the intended father.
  1. Using donor sperm and self-eggs
  • Donor sperm refers to the sperm from the male donor selected by you and or the clinic.
  • For divorced or widowed women, or in cases where the intended father’s sperm is unavailable, embryos can be created using the intended mother’s eggs and donor sperm
 The embryo, once implanted leads to the surrogate’s pregnancy. After which proper care and medications are provided to her. After the child’s birth, he/she is the legal child of the intended parents, and the surrogate is also provided with postpartum care.
 

SUMMARY
Vinsfertility provides surrogacy services, including selecting a healthy surrogate mother, evaluating their health, signing contracts, and applying for approval, followed by IVF, resulting in a legal child.


Who may consider Surrogacy?


The initial process when you try to conceive through natural means where you get no results can be emotionally draining and challenging, the waiting period between the tests and the results, the doubts regarding pregnancy, and the deep desire to have a child of your own can feel overwhelming. But keep in mind, that you are not alone. Surrogacy offers a path that narrates that where there’s a will, there’s always a way to create a family. Your dream of becoming a parent is possible with the help of our support, expertise, and compassion because we provide you with the best healthcare practitioners. With the increment in infertility, as time passes by, the demand for ART treatment like surrogacy is very high, leading the professionals in this sector to gain a lot more experience than they had earlier.

The table below highlights why infertility is more common today than it was in older times:
Aspect Older Days Nowadays
Lifestyle Simpler, less stress, physical labor, and healthy diets A sedentary lifestyle, high stress, processed food, and exposure to toxins
Age at Parenthood Early marriages and parenthood typically in the 20s Delayed marriages and parenthood due to career, education, and personal goals
Environmental Factors Limited exposure to pollutants Limited exposure to pollutants
Diet and Nutrition Natural, homegrown, and minimally processed foods Processed, fast food, and nutrient-deficient diets
Medical Awareness Limited understanding and diagnosis of infertility issues Advanced diagnostics uncovering previously undetected infertility causes
Use of Contraceptives Minimal use of hormonal contraceptives Widespread and long-term use of hormonal contraceptives affecting hormonal balance
Exposure to Chemicals Limited exposure to chemicals in daily life Increased exposure to pesticides, plastics, and industrial chemicals affecting fertility
Reproductive Health Fewer sexually transmitted infections due to social norms and less mobility Increased prevalence of STIs and untreated infections impacting fertility
 

To make it more authentic and trustworthy, we are below providing the data of some of the highly renowned and recognizable organizations representing the increasing infertility rate over the last few years.
 
Year Infertility rate in India Source Notes Factors contributing to the increase in Infertility
2015 4.2% WHO Report on Global Fertility Trends Gradual increase in infertility in urban areas. Higher rates of assisted reproduction (IVF) and awareness.
2016 4.5% Indian Journal of Medical Research Rising number of couples seeking assisted reproduction. The rise in environmental and dietary issues, and urbanization effects.
2017 4.8% AIIMS Study on Reproductive Health Infertility is affected by lifestyle and environmental factors. Rise in female infertility, linked to hormonal and lifestyle issues.
2018 5.1% National Health Profile (NHP) The report suggests an increasing rate of metros. Infertility treatments becoming more accessible, but prevalence is growing.
2019 5.3% Research Article, PubMed, Reproductive Health Surge in delayed pregnancies due to societal shifts. Shift in family planning norms, more couples experiencing delayed pregnancies.
2020 5.5% International Fertility Research Center (IFRC) Infertility growing due to rising health problems. COVID-19 stress and financial instability contribute to fertility issues.
2021 5.7% WHO's Global Health Estimates Infertility among women rises with age and lifestyle changes. Continued increase in health problems like PCOS, and lifestyle diseases.
2022 6.0% AIIMS, Govt Health Ministry Reports Infertility due to stress and pollution. Increased focus on reproductive health, but rising infertility due to urban stressors.
2023 6.3% National Fertility Study, India An increase in infertility is linked to rising chronic diseases. Growing concerns about environmental toxins and unhealthy lifestyles.
 
Our professionals come with a vast experience of over 12 years to stand by you and help you in every step of the process. Your mental well-being is just as significant as your dream of parenthood. We make sure everyone involved in the surrogacy process is in good health. Reasons which indicate you may need surrogacy are as follows:

Some of the possible reasons enlisted, which indicate that you need surrogacy,
  • Surrogacy is opted by people or couples who are infertile due to any medical reason, be it a disease or genetic factors.
  • When the intended mother cannot conceive due to possible risk of health or if she has been through multiple miscarriages or failed IVF cycles, we advise you to opt for Surrogacy.
  • Surrogacy can also be considered by a woman who has undergone a hysterectomy or does not have a uterus to carry a child.
 
Note: We understand the motherhood love, a woman carries for her child and aspires to conceive the child neglecting the health of her own. We advise all the intended mothers out there to think of their health first. Give surrogacy a chance, and you will thank the gift, life has given you forever.
 

SUMMARY
Surrogacy is a solution for couples facing infertility due to medical, genetic, or health risks, including multiple miscarriages, IVF cycle failures, or the absence of a uterus.  


Who is eligible to opt for Surrogacy?


To address the increasing outcries against fraud and exploitation regarding surrogacy in India, this delicate and complicated procedure seeks to be regulated through very clear legal provisions set by the Indian government, establishing very stringent eligibility, that involves minimum legal age, marital status, and medical necessity called The Surrogacy Laws of India. One of the most important facts is that surrogacy is limited exclusively to Indian citizens as per national guidelines. Other eligibility criteria concerning surrogacy in Mumbai are:

Marital Status: Indian couples can opt for Surrogacy in India after they have been at least married for five years. 
Age: It should be within the age of 23-50 years for the intended mother and the intended father's age should lie between 26-55 years.
Surrogacy for divorced and windowed women: Women falling into this category can take advantage of Surrogacy if they are aged between 35-45 years.
Medical necessity: In Mumbai, it is necessary to show actual medical proof, that states that you are medically unfit to conceive naturally and therefore, opting for surrogacy.


SUMMARY
New laws on surrogacy in India prevent any kind of fraud or exploitation and impose strict eligibility criteria like legal age, marital status, and medical necessity.


How is a Surrogate Mother Selected and Arranged?


In a culturally rich country like India, choosing a surrogate is more than a decision because it's about finding someone who shares your values and thoughts. We understand that Surrogacy is not just a medical process for you and from our end, we have expertise in choosing someone capable of carrying your child. We try to build an emotional partnership between the intended parents and the surrogate to cooperate and understand the surrogacy process at a personal level.  We ensure your comfort and satisfaction, by providing the best surrogate arrangements to you keeping your priorities and preferences into consideration as well as those of the surrogate.
  1. After you have chosen the surrogate, the very first step towards surrogacy is completing the legal procedure and getting approval from the board.
  2. The surrogate age should lie between 25 to 35 years
  3. The next step is screening of the surrogate where she is examined through various medical, and psychological clinical tests to ensure overall fitness for carrying a healthy child.
  4. Surrogate arrangement can be done in two ways:
  • A Surrogate is often arranged by the clinics or the agencies involved in ART (Assisted Reproductive Technology)
  • A Surrogate can also be arranged by the intended parents themselves, which is a form of surrogacy called Altruistic Surrogacy.

The table below shows the key differences between clinic-selected surrogates and those provided by intended parents:
 
Aspect Surrogate selected by the clinic Surrogate provided by the intended parents
Selection Process The clinic selects the surrogate based on medical, psychological, and ethical criteria. The intended parents choose a surrogate, often someone they know personally.
Medical Screening The clinic ensures thorough medical and psychological evaluations of the surrogate. The surrogate undergoes medical screening, often arranged by the intended parents, though some clinics may assist.
Legal and Ethical aspects The clinic handles all legal paperwork and ensures the surrogate is aware of her rights and responsibilities. Legal and ethical considerations are primarily managed by the intended parents, though clinics may provide guidance.
Experience and Support Clinics typically select surrogates with prior experience or extensive support networks. The surrogate may be inexperienced, and support for her may vary depending on the parents’ resources.
Medical Care and Treatment The clinic oversees the surrogate's medical care, including IVF treatments and regular check-ups. The intended parents are responsible for arranging the surrogate’s medical care, often in collaboration with the clinic.
Compensation and Agreement Surrogacy laws in India do not allow compensation beyond medical expenses and legal fees. Clinics ensure that the surrogate is compensated for these costs. Surrogates provided by the intended parents are not compensated beyond medical expenses and legal fees, as per Indian law. The parents directly arrange for these payments.


SUMMARY
Surrogacy involves selecting and arranging a surrogate mother, requiring legal approval, and medical, psychological, and social screening. Altruistic Surrogacy involves clinics or parents, handling paperwork and medical care.


What is included in the Surrogate Mother's Compensation


We believe that surrogacy is not a business as a surrogate mother is not someone who is employed to do some work and it should never be misunderstood as selling a child. It is sensitive and volunteer work, where we find the true meaning of compassion and selflessness, as a woman carries a child not for herself, but for someone else’s dream. Surrogate mothers are provided with monetary compensation for several purposes including medical expenses, dietary requirements, clothing, and travel expenses. Where payments can vary depending on different factors:
  1. Clinic and medical procedures
  2. Surrogate’s medical history
  3. Experience of the surrogate mother
  4. And complexities related to the health of the surrogate mother

SUMMARY
Surrogate mother compensation covers medical, dietary, clothing, and travel expenses, based on the surrogate's medical history, experience, and health complexities.
 

Treatments involved in Surrogacy


Assisted reproductive technologies have changed the entire journey toward parenthood for couples. Infertility, medical problems, or other causes are not barriers anymore, instead, they offer people personalized options which is customizable depending on one’s need to fulfill their parenthood dream. Some of the common ART procedures have been listed below, followed by a discussion of each treatment, its purpose, and the specimens involved: IVF, IUI, ICSI, and PGT. Each procedure is adopted to improve the couple's chances of successful conception in cases where the couple faces some challenges in conceiving.

 
Treatment Description Specimen
  1. IVF (In-Vitro Fertilization)
IVF is a method, where eggs are retrieved either from the intended mother or the egg donor and fertilized with the sperm from the intended father in a laboratory. Sperm
  • Intended Father
  • Sperm Donor
Egg
  • Intended Mother
  • Egg Donor
  1. IUI (Intra Uterine Insemination)
IUI is a process where sperm from the intended father is directly placed into the uterus of the intended mother or surrogate during her ovulation. Sperm
  • Intended Father
  • Sperm Donor
  1. ICSI (Intracytoplasmic Sperm Injection
ICSI is a specialized form of IVF where, a single sperm is injected directly into an egg for fertilization to take place, ensuring that even with low sperm viability, fertilization can still occur. Sperm
  • Intended Father
  • Sperm Donor
Egg
  • Intended Mother
  • Egg Donor
  1. PGT (Preimplantation Genetic Testing)
PGT is performed on embryos before they are transferred into the surrogate’s uterus. This test screens embryos for genetic disorders or any chromosomal abnormalities, ensuring that only healthy embryos are selected for implantation. Embryo
  • Embryo formed after IVF/IUI
 
 

SUMMARY
The surrogacy process involves medical procedures that have some treatments such as IVF, IUI, ICSI, and PGT and these are all designed to achieve the highest effectiveness.
 
Surrogacy Overview For Guaranteed Surrogacy in Mumbai | Surrogacy cost in Mumbai

Surrogacy cost in Mumbai

Surrogacy cost in India is affordable and effective.  The average estimated cost of surrogacy in Mumbai is between Rs. 18 lakhs to Rs. 20 lakhs. This cost covers medical expenses, the surrogate mother's compensation, legal costs, and agency fees. In Mumbai, surrogate mothers are compensated only for medical and health care expenses incurred while carrying a child and have strict limitations on compensation owing to the possibility of exploitation. This enables access to legally approved surrogacy in Mumbai for many intended parents
 
Factors affecting the cost of Surrogacy in Mumbai:
 

  1. Area of a particular Surrogacy center and its credibility: Most often, the surrogacy clinics in Mumbai which are well-known for their respective locations charge more fees than other clinics at different locations for their various services.
  2. Surrogate's Medical Conditions: If a surrogate has any health complication, then to combat that, the clinic runs some tests and goes through some advanced additional treatments which include medications and injections to lower the risk rate, this may add to the total cost of the surrogacy.
  3. Number of implant cycles fails: Some clinics provide multiple IVF attempts at a fixed price. This includes multiple embryo transfer as well, which has a higher success rate than implanting one embryo inside the uterus.
  4. Legal complications: The legal process is a tedious task you have to do when you are applying for surrogacy, during which the clinic helps you all the way or you can apply for it by hiring your lawyer. Many complications can arise while processing the documents related to surrogacy. The complication level of the legal procedure increases the overall cost.
  5. Multiple births during and Cesarean at the time of birth: In some cases, the surrogate gives birth to twin babies, if the intended parents and the surrogate agree to keep them, we move ahead with the process. In some other cases where the surrogate might require a cesarean rather than giving a normal birth at the time of delivery, the total amount gets increased due to the involvement of different surgical techniques and healthcare professionals.

Tests and Scans Costs for Surrogacy
 
Tests/scans (for intended parents and surrogate) Purpose Cost
Blood Tests for Hormone Levels Evaluate hormone levels (FSH, LH, TSH) INR 1,500-5,000
Blood Tests for Infections (Disease Screening) Check for HIV, Hepatitis B/C, Syphilis, etc. INR 3,000-7,000
AMH tests (Anti-Mullerian Hormone) Assess ovarian reserve INR 2,000-4,000
Pelvic Ultrasound (transvaginal and abdominal) Examine the uterus, ovaries, and endometrium health INR 1,500-3,500
Hysteroscopy Detect uterine abnormalities INR 15,000-25,000
Semen analysis Assess sperm quality and motility INR 800-2,000
Genetic Testing (e.g., Karyotyping) Check for genetic abnormalities INR 5,000- 10,000
Mock Embryo Transfer Simulate the embryo transfer process INR 5,000-10,000
HSG (Hysterosalpingography) Check fallopian tube patency INR 5,000-8,000
Preimplantation Genetic Testing (PGT) Screen embryos for genetic issues. INR 20,000-50,000
Beta-HCG Test Confirms pregnancy INR 500-1,000
Early Pregnancy Scans Monitor early embryo development INR 1,000-3,000 per scan
Thyroid Function Tests Checks the level of TSH, T3, and T4 levels. INR 800-2500
Prolactin Test Measures prolactin levels in blood INR 800-1,500
Vitamin D Levels Checks for deficiencies affecting fertility INR 800-1,500
Fetal Anomaly Scan Assess fetus health in later pregnancy stages. INR 3,000- 5,000
Total cost   INR 1,50,000- 2,00,000

Surrogacy Procedure Cost in Mumbai
 
Procedure Description Estimated Cost
Initial consultation The first step involves meeting with fertility experts to discuss medical, legal, and procedural details. INR 10,000-Rs 20,000
State board approval Submission of documents to obtain official approval from the state regulatory board. INR 30,000- 50,000
District board verification Verifying eligibility and obtaining the necessary permissions from the district authorities. INR 20,000- 30,000
Final state board approval Final clearance from the state board to proceed with the surrogacy process. INR 10,000- 15,000
Surrogate matching and screening Selection and testing of the suitable surrogate INR 1,50,000- 2,00,000
IVF process Includes egg retrieval, fertilization, and embryo transfer using advanced IVF techniques. INR 1,50,000 - 2,00,000
Embryo transfer procedure Transferring embryos inside the surrogate’s uterus. INR 20,000- 40,000
Pregnancy and medical care Covers regular health check-ups, prenatal care, and medical support for the surrogate. INR 3,50,000 - 4,00,000
Delivery and legal formalities Includes hospital delivery charges and completion of all legal documentation for parental rights. INR 1,00,000 – INR 1,50,000
Surrogate Mother Compensation Covers the surrogate’s expenses, including medical care and other necessities during pregnancy. INR 7,00,000- INR 7,50,000
Total duration- 12-18 months The entire surrogacy process typically takes 12-18 months to complete. Total cost- INR 18,00,000- INR 20,00,000


Add on Costs for Surrogacy in Mumbai
 
Protocols Cost (INR) Notes
Additional Costs for Donor Eggs INR 1,50,000 to INR 2,50,000 This cost adds up to the total cost when you use donor eggs instead of self-eggs.
Additional Costs for Donor Sperms INR 25,000 to INR 65,000 When there is low motility and sperm quality is poor, donor sperms are used which adds up to the total costs.
Additional IVF cycles INR 1,50,000 to 2,00,000 per cycle Necessary if the initial cycle does not result in successful embryo transfer.
Additional embryos transfer INR 50,000 to 1,00,000 per transfer Cost depends on whether embryos are frozen or fresh.
Surrogate Mother Compensation INR 4,00,000 to 8,00,000 The total cost will increase if the surrogate has health complications, Insurance coverage, nutrition, and other contingency fees.
Cesarean Delivery (C-section) INR 1,50,000 to 2,00,000 Cesarean Delivery costs more because it takes experienced professionals to perform the C-section.
Twin delivery INR 1,00,000 to INR 2,00,000 extra Normal delivery delivers one child per pregnancy but in some cases when the surrogate delivers twins, it will add to the total cost.
Additional Legal Cost INR 2,00,000 to 3,00,000 Compliance with updated government regulations. If there is any legal complication, it may add up to the total costs.
Psychological Screening INR 2,000-5,000 To make sure the intended parents are ready to raise a child.
Donor Workup Cost INR 50000 If your case needs a donor then the donor workup cost covers medical tests and screenings for donor suitability.
Embryo Freezing and storage (6 months) INR 5000 If you want to preserve your embryo which will be useful for future fertility treatments, the total surrogacy cost might include freezing and storage charges.
Coordination and Management and caretaker services INR 1,50,000 Ensures smooth surrogacy management through authorized channels.
NICU Charges After Baby Birth INR 10,000 Covers neonatal care which is required after the delivery of the baby.
Baby DNA Report (Available after birth) INR 20,000 Confirms genetic linkage of the baby to the intended parents.
PGD/PGS for Embryo Testing (10 Embryos) INR 1,50,000 to 2,50,000 Ensures healthy embryo selection.
 

Success Rates of Surrogacy in Mumbai

In the myriads of Mumbai, science and dreams come together which results in miracles, just like turning the dream of parenthood into a beautiful reality.


Mumbai is the city of dreams, represents hope for intended parents, and provides a perfect mix of advanced medical knowledge and unwavering support throughout the surrogacy process. Mumbai has very well made its name as a main center for surrogacy, mainly due to the modern facilities used for medical treatment, affordable prices in the different medical services as well as excellent training of medical personnel. With clear legal guidelines in place, surrogacy in Mumbai is a safe and reliable option for families all over the globe.

SUMMARY
Mumbai has emerged as one of the most visited destinations for successful surrogacy. Clinics in Mumbai are well-ventured and cost-effective combined with compassion. From careful embryo selection to support you till the end keeps the intended parents assured. With impressive success rates and a patient-oriented mind, the city is perfect to opt for surrogacy. 

Summary

Surrogacy costs in Mumbai fall between Rs. 18 lakhs and Rs. 20 lakhs. The clinic’s location, the surrogate’s health status, the number of IVF attempts, legal procedure, and post-natal care are among the factors affecting the costs of surrogacy in Mumbai.

Guaranteed Surrogacy in Mumbai | Surrogacy cost in Mumbai

Surrogacy Payment Schedule in Mumbai

We know that the surrogacy payment process may appear to be lengthy which can cause you hesitation and you might consider giving it a second thought first before considering surrogacy in Mumbai as an option. But what if I say, you are no more the one who has to plan all the payment procedures, because we have already backed you up with an excellent payment schedule?

 Alongside Surrogacy being a costly procedure, it also encompasses a lot of emotional aspects. You have got all our support in this regard. You don't pay everything in one go; as shown in the table below, there are easy installment options. All the procedures like viral marker tests, routine scans, etc. are very important to keeping your way through surrogacy healthy and prosperous. The overall cost is around ₹18 - ₹20 lakhs, and this open breakdown helps you realize the monetary requirement in tandem with the extensive care and support you would be receiving through the whole process.
 
Installment Time-Period Services /procedures covered Approx. cost (INR) Remarks
1st Installment Month 1 Viral Marker (HIV, VDRL, HCV, HBsAg) INR 2,50,000-3,00,000 Covers Initial Medical Screening and Surrogate Selection
    Blood Group, CBC, RBS,
LFT, KFT Tests
  Includes Surrogate Intended Parents Tests
2nd Installment Month 2 Legal Agreements INR 2,00,000-3,00,000 Drafting Signing and Registering Legal Contracts.
    Matching Fees for Surrogate   Ensures Surrogates Compatibility
3rd Installment Month 3 Fetal Sac Scan(5-6weeks) INR 3,50,000-4,50,000 Covers Embryo Transfer and Confirmation Of
Pregnancy
    Fetal Cardiac Activities (6-7 weeks)   Confirm Heartbeat and Viability
4th Installment Month 4 NBNT Scan (11-12 weeks) INR 1,50,000-2,00,000 Chromosomal
Abnormality Screening
    Double Marker Test (15-18weeks)
 
   Down Syndrome Risk Assessment.
5th Installment Month 5 Level 2 Scan (18-20 weeks)
 
INR 2,00,000-3,00,000 Detailed Anomaly Scan for Fetal Health.
    Fetal Echocardiography
(23-24 weeks)
 
  Evaluates Heart
Development.
6th Installment Month 6 Routine Scan (28-30 weeks) INR 1,00,000-1,50,000 Regular Monitoring of
Fetal Growth.
7th Installment Month 7 Routine Scan (34-36 weeks) INR 3,00,000-4,00,000 Ensures The Well-Being
Of The Fetus in The Final
Stage
8th Installment Month 8 (At Delivery) Delivery Charges (Normal or C-Section) INR 3,00,000-4,00,000 Covers Hospital Delivery
and Newborn Care.

SUMMARY
Vinsfertility offers financial support through manageable installments of Surrogacy in Mumbai. The total cost is around ₹18-20 lakhs, including tests and routine scans, ensuring a healthy and successful journey.
 
Payment Schedule For Guaranteed Surrogacy in Mumbai | Surrogacy cost in Mumbai

Guaranteed Surrogacy Program in Mumbai

At Vinsfertility, we ensure surrogacy in Mumbai with our guaranteed surrogacy package that will guarantee your dreams of having a family as it includes multiple embryo transfers and extra IVF cycles that will enhance the chances of successful pregnancy. However, the surrogacy process is long and complex, which can feel less burdening if you choose our fertility center for treatment.

We work within a single fixed cost where we include all medical treatments, legal procedures, and surrogate support. This guaranteed surrogacy program is designed to relieve your financial stress. Creating a family with Vinsfertility is like the start of a new beginning because we assure you to give the gift of life and we will be there with you all along. It is a seamless and hopeful process because Vinsfertility believes every family starts with trust and care.

Key features of the Guaranteed Surrogacy program

Multiple Embryo Transfers: Several embryo transfers after IVF means a patient has an opportunity to increase the likelihood of implantation with each transfer.
Additional IVF Cycles: Additional IVF attempts are required when the initial IVF cycle doesn’t work, to achieve a successful pregnancy. 
Surrogate Matching: We provide you with an ideal surrogate who is well-screened and has gone through thorough scans and screenings. 
Complete Testing and Screening: Surrogate health assessments are conducted at an advanced level to reduce further pregnancy-related risks.
Legal Permissions and Protections: Legal procedures along with legal agreements and paperwork are provided and arranged by the clinic itself.
Comprehensive Insurance Coverage: A guaranteed surrogacy program provides all the needed medical treatments and other expenses associated with surrogacy.
Emotional and Psychological Support: Offers counseling to the intended parents as well as the surrogate.
Dedicated Coordinator: An expert is assigned to help and assist you throughout the process.
Financial Transparency and Fixed Pricing: Under this program, we provide you with a fixed cost, with no hidden charges. 
Post-Birth Support: This program provides neonatal care and postpartum care as well.
 
Features Definition COST
Multiple IVF Attempts This program offers more than one chance to conceive by way of IVF, thus offering patients the best possible opportunities for success. Rs 2,00,000 to Rs 3,50,000 per cycle
Miscarriage Coverage If a miscarriage does occur, this program still provides further coverage of attempts, along with needed medical care. Rs 1,00,000 to Rs 2,00,000.
 
 
Complete Testing and Screening
If a miscarriage does occur, this program still provides further coverage of attempts, along with needed medical care.
There is proper testing and screening of the surrogate and intended parents to ensure a healthy pregnancy.
Female Partner Tests: Rs 25,000 to Rs 50,000
Male Partner Tests: Rs 10,000 to Rs 20,000
Live Baby Birth Assurance It gives the chance for a healthy baby to be born with compensation or additional cycles if needed. Rs10,00,000 to Rs15,00,000
Legal Permissions and Protections It guarantees legal support through the process with contracts and protection of all parties involved. Rs 1,50,000 to Rs 2,50,000
Comprehensive Insurance Coverage The surrogate receives medical and health insurance to guarantee peace of mind during pregnancy. Rs 50,000 to Rs,00,000
Emotional and Psychological Support It offers counseling and emotional support services both to the intended parents and the surrogate. Rs 10,000 to Rs50,000
Dedicated Case Coordinator A coordinator who would coordinate the process, give personalized support, and ensure seamless communication Rs 25,000 to Rs50,000
Financial Transparency and Fixed Pricing No hidden fees, and pricing upfront is transparent. The financial process is as transparent as possible. Included in the package; ensures no hidden charges.
Post-Birth Support Post-birth support includes handling the baby and making the transition easier for the intended parents. Rs 25,000 to Rs50,000
Guaranteed surrogacy program Rs 17,00,000 to Rs 19,00,000
       
 
Comprehensive Medical Tests for Female and Male Partners

Surrogacy is a complicated procedure with both psychological and medical components. Both the intended mother and the intended father must undergo thorough medical examinations to increase the likelihood of a successful pregnancy. These tests assess their fertility reproductive health and general health to ensure that both parents are ready for the surrogacy process physically.

1. Medical Tests for Female Intended Parents for Guaranteed Surrogacy Program : In the case of the female intended parent, the tests are mainly concerned with the evaluation of ovarian reserve, the condition of the uterus, hormone levels, and reproductive capability to determine the appropriate method of embryo creation. Comprehensive evaluation to test for communicable diseases and general well-being is equally important in preventing possible adverse effects during pregnancy.
 
Protocols Test Definition Specimen
 
 
Ovarian Reserve Testing
Anti-Müllerian Hormone (AMH) Test It analyses the amount of AMH, the hormone that shows how much egg supply is left. Blood sample.
 
Follicle-stimulating hormone (FSH) Levels It measures the level of FSH, which affects reproductive function. Blood sample.
Antral Follicle Count (AFC)
 
Counts the number of small follicles, present in the ovaries to check the number of eggs. Pelvic ultrasound.
 
Genetic Testing
Karyotyping Examines the chromosome structure to identify genetic abnormalities. Blood sample or tissue sample.
Genetic Carrier Screening Screens for carrier status of hereditary disorders. Blood sample or saliva
 
 
 
Hormonal Testing
Thyroid Function Tests
 
Measure thyroid hormone levels (for example TSH, T3, T4). Blood sample.
Prolactin Levels
 
Measures levels of prolactin, a hormone with relation to fertility and menstrual health. Blood sample
Estrogen and Progesterone Levels Monitors levels of estrogen and progesterone, key reproductive hormones. Blood sample
 
Infectious Disease Screening
HIV, Hepatitis B & C, Syphilis Screens for infectious diseases that may affect either the pregnancy or the surrogate. Blood sample
Rubella and Cytomegalovirus (CMV) Checks for immunity or active infection for prevention of congenital infections in the baby. Blood sample
Pelvic Ultrasound Transvaginal Ultrasound Uses an ultrasound probe placed vaginally to view reproductive organs. No physical specimen; imaging examination.
Blood Type and Rh Factor   It checks blood type and Rh factor which should be known before conception. Blood sample
Comprehensive Medical History Review   Elaborate review of personal and family health history to identify any risk factors.

 
No physical specimen; assessment through documentation and consultation.


2. Medical Tests for Male Intended Parents for Guaranteed Surrogacy Program : The male intended parent has to go through a few semen examinations to assess the quality of sperm, including sperm density, active movement, and the form of the sperm. A genetic screening is also included in the assessment to establish the possibility of any inherited disorders. Moreover, blood investigations for infectious agents are included in the protocol to safeguard the gestational carrier and the child from health-prolonging threats.
 
Protocols Test Definition Specimen
Analysis Semen Analysis This test measures sperm count, motility, and morphology for an assessment of fertility. Semen sample.
 
Genetic Testing
 
Karyotyping Detects chromosomal abnormalities Blood sample
Genetic Carrier Screening Determines the existence of hereditary genetic disorders. Blood sample or saliva.
 
 
 
Infectious Disease Screening
HIV, Hepatitis B & C, Syphilis Determine infectious diseases that affect fertility or the safety of pregnancy. Blood sample
Rubella and Cytomegalovirus (CMV) Testing for immunity or active infection. Blood sample
Additional STD Screening (Chlamydia, Gonorrhea) Identify sexually transmitted infections. Urine sample or urethral swab
Blood Type and Rh Factor   Determine blood type and Rh to determine compatibility in pregnancy. Blood sample
Hormonal Testing Testosterone Levels Testosterone levels are measured to check the state of reproductive features. Blood sample

SUMMARY
Vinsfertility offers a Mumbai-based Guaranteed Surrogacy Program, including embryo transfers, IVF cycles, miscarriage coverage, surrogate matching, testing, legal permissions, insurance, emotional support, and post-birth support.
Guaranteed Surrogacy Program

Low-cost Surrogacy Center in Mumbai

Mumbai is at the forefront of reproductive healthcare, providing world-class fertility treatment for couples or individuals looking to be parents. The city has advanced technologies and techniques and world-class medical professionals. The clinics in Mumbai treat every patient with customized warm care. From In Vitro Fertilization to Surrogacy, these clinics have had amazing success rates with such a patient-centered mentality, and this is what makes Mumbai city most symbolic in hope for patients suffering from infertility.

1. Saraogi Hospital and IRIS IVF Center, Mumbai


The center is present in a prime location, this fertility center is a pioneer in reproductive medicine, having some of the best specialists, including internationally certified doctors. It provides a total array of treatments ranging from IVF, IUI, ICSI, and surrogacy. It is focused on the patient care aspect, thus ensuring that advanced fertility treatments are made both affordable and accessible so that every requirement of the patients is profited through skill and empathy. The awesome success rate and unmatched infrastructure make it an excellent choice for couples seeking assistance.
  • Address & Directions: Khetan Apartment, S. V. Road, Opp. Telephone Exchange, Malad (W), Mumbai, Maharashtra 400064
  • Surrogacy Doctors: Dr. Mohit R Saraogi ( MD, FCPS, DGO, MRCOG(UK), MBBS -Gynecologist, Infertility Specialist, Obstetrician, Clinical Embryologist),  Dr. Roopa Prasad (Gynecologist, Infertility Specialist, Obstetrician), Dr. Rajendra Saraogi ( MBBS, MD – Obstetrics & Gynaecology, DGO, FCPS – Mid. & Gynae, Fellow of Indian College of Obstetrics and Gynecology (FICOG) – Gynecologist, Obstetrician, Infertility Specialist, Reproductive Endocrinologist (Infertility), Laparoscopic Surgeon (Obs & Gyn), etc
  • In Vitro Fertilisation (IVF) Cost: Rs. 150,000
  • Intrauterine insemination (IUI) Cost: Rs. 21,000
  • Surrogacy Cost: Rs. 1,500,000
  • Services Offered: IVF, IUI, ICSI, Surrogacy, etc.
  • Rating: 4.4 / 5.0Fertility Success Rate: 74%
  • Book Free Appointment: +918448879134
  • Website: https://www.saraogihospital.com/
  

2. Aarush IVF & Endoscopy Centre, Mumbai


This center provides you with an innovative combination of reproductive treatment and highly professional healthcare practitioners. All these factors with many others place the clinic in one of the top positions in Mumbai for ART treatment and encompasses all facets of reproductive health. The center has an impressive, understanding group of professionals who are known for customizing treatment strategies. Infertility treatments include cost-effective packages as well as modern technology with the guarantee of a flawless and reassuring procedure for the patients.

  • Address & Directions: Gautam Buddh Marg, Malad, Orlem, Lourdes Colony, Malad West, Mumbai, Maharashtra 400064
  • IVF Doctors: Dr. Mukesh Agrawal, Dr. Simi Kawar, Dr. Shilpa Saple, Dr. Payal Gupta, etc
  • In Vitro Fertilisation (IVF) Cost: Rs. 170,000
  • Intrauterine insemination (IUI) Cost: Rs. 18,000
  • Surrogacy Cost: Rs. 1,600,000
  • Services Offered: IVF, IUI, ICSI, Surrogacy, etc.
  • Rating: 4.4 / 5.0
  • Fertility Success Rate: 64%
  • Book Free Appointment: +918448879134
  • Website: https://www.aarushivf.com/
  

3. Shree IVF Clinic, Mumbai 


This clinic in Mumbai is a favorite for people seeking help related to ART because of its highly reputed innovative procedures as well as patient-oriented approach. Highly qualified professionals work with this center in the provision of services including IVF, IUI, as well as surrogacy. This center provides multiple IVF attempts at a reasonable price. This Clinic is equipped with high-tech machines and technology to carry out IVF and other ART treatments easily. Along with a nurturing and caring environment for the patients keep this clinic on the list of mostly reviewed clinic in Mumbai. Success rates are high as well as treatments are customized. All the success stories this clinic has provided so far are evidence of its high demand for Surrogacy, IVF and ART treatments.

  • Address & Directions: Jayant Arcade, 5th Floor, MG Road, Rajawadi Colony, Signal, Mumbai, Maharashtra 400077
  • IVF Doctors: Dr. Jay Mehta etc
  • In Vitro Fertilisation (IVF) Cost: Rs. 160,000
  • Intrauterine insemination (IUI) Cost: Rs. 21,000
  • Surrogacy Cost: Rs. 1,600,000
  • Services Offered: IVF, IUI, ICSI, Surrogacy, etc.
  • Rating: 4.4 / 5.0
  • Fertility Success Rate: 64%
  • Book Free Appointment: +918448879134

 

 4. Zoi Fertility Center, Mumbai


This center in Mumbai was established to cure patients suffering from infertility, no matter what the cause is. Innovation and excellence in reproductive healthcare this clinic has achieved over the years is a commendable thing. The clinic apart from its excellence in the ART field is also famous for its warm and compassionate atmosphere towards the patients. It provides a variety of fertility treatments that can be customized to meet the couple's needs from the treatment they are opting for. The clinic takes pride in using advanced techniques and maintaining high-quality results. The clinic guarantees that patients receive top-notch care and cooperation from the clinic’s staff. This clinic starts with finding a way to make the parenthood dream come true for all and now it offers both effective and affordable options.

  • Address & Directions: 305, 3rd Floor Dr. L H Hiranandani Hospital, Maharashtra 400076
  • IVF Doctors: Dr. Yashodhara Mhatre (MD – Obstetrics & Gynaecology, DGO), etc
  • In Vitro Fertilisation (IVF) Cost: Rs. 170,000
  • Intrauterine insemination (IUI) Cost: Rs. 20,000
  • Surrogacy Cost: Rs. 1,500,000
  • Services Offered: IVF, IUI, ICSI, Surrogacy, etc.
  • Rating: 4.4 / 5.0
  • Fertility Success Rate: 69%
  • Book Free Appointment: +918448879134
  • Website: https://zoifertility.com/

 

5. IVF Spring Fertility Centre, Mumbai 


When you find an infertility clinic for you. What do you fetch in that clinic? the location should be feasible, the clinic authority should be cooperative with a warm and caring environment, and the utmost responsibility towards the process of achieving the dream of holding a child in your arms. We bring your attention to one of the low-cost clinics for surrogacy in Mumbai, which has renowned infertility healthcare professionals who have been practicing medicine and surrogacy for a long period. This clinic provides quality care with an excellent success rate. Contemporarily this clinic provides you with modern facilities. It also offers a range of reproductive treatments, including IVF, ICSI, and surrogacy.

  • Address & Directions: 3rd Floor, 3C Trust House, Global Hospital Annexe Building, Dr. Ernest Borges Rd, Parel East, Mumbai, Maharashtra 400012
  • IVF Doctors: Dr. Vishakha Vishnu Chorge, Dr. Anjali A. Deval, etc
  • In Vitro Fertilisation (IVF) Cost: Rs. 180,000
  • Intrauterine insemination (IUI) Cost: Rs. 30,000
  • Surrogacy Cost: Rs. 1,900,000
  • Services Offered: IVF, IUI, ICSI, Surrogacy, etc.
  • Rating: 4.5 / 5.0
  • Fertility Success Rate: 69%
  • Book Free Appointment: +918448879134
  • Website: https://ivfspring.com/

SUMMARY
Vinsfertility is a Mumbai-based fertility clinic, that offers surrogacy services through advanced technology, and experienced medical teams of fertility experts, doctors, lawyers, and consultants. We are leading in the reproductive healthcare sector, providing infertility treatment.
Low-cost Surrogacy Center in Mumbai

Surrogacy Loan + EMI Calculator

Surrogacy Law in Mumbai

The Surrogacy Law in India makes it clear about transparency that everybody involved in the legal procedure should be duly informed and treated fairly by the respective parties. And it includes provisions for the surrogate's health and welfare, ensuring that she receives full support throughout the pregnancy. Furthermore, it prohibits commercial surrogacy and only allows altruistic ones, where the surrogate receives reimbursements for medical expenses incurred during pregnancy and legal fees.
These changes prove that India is forging a new course in the surrogacy landscape, providing a secure, ethical, and regulated option to help create families and protect the well-being and rights of everyone involved.


Surrogacy laws in Mumbai
 
  1. Act: India formulated and implemented legislation on surrogacy with the enactment of the Surrogacy Regulation Act, 2021 as well as Surrogacy Regulation Rules 2022.
  • The Act legalizes only altruistic surrogacy which in basic terms allows no compensation or any monetary gain to the surrogate mothers except for the medical and insurance costs which are incurred by the surrogate mother.
  1. Eligibility: A couple opting for Surrogacy as an option should be married for 5+ years.
  • Couples with a surviving biological child are generally allowed to pursue surrogacy only under exceptional circumstances.
  1. Medical Records: The act also provides that there should be some medical reason for undertaking gestational surrogacy by either the couple or both.
  2. Registered clinics: The legislation stipulates that no surrogate or surrogate-related activities shall be performed in the country except in registered clinics.
  3. Age: The age limit for the intended mother should be 25-50 years, whereas the age limit for the intended father is 26-55 years. 
  • The age limit for a surrogate mother is usually fixed in the range of 25-35 years, she should already have at least one child of her own and she has never been pregnant on someone’s behalf before.
  • A widowed or divorced woman can pursue surrogacy if she falls into the age category of 35-45 years.
 
The procedure for a widowed or divorced woman to pursue Surrogacy includes
a. First step is going through the legal procedure and attaining the final approval from the state board.
b. Followed by choosing a surrogate followed by a sperm donor.
c. If the intended mother has viable eggs, then the procedure continues with the same or
d. The intended mother can also opt for the option of choosing an egg donor
e. Followed by IVF and embryo implantation inside the surrogate.
  1. Indian Citizenship: The new law now permits all Indian citizens residing outside India, including holders of the OCI card to undertake surrogacy in India, removing earlier prohibitions.

Below are mentioned some restrictions under the Surrogacy laws in India
 
Not eligible to apply for Surrogacy in India Single women/men, unmarried couples, LGBTQ+, and foreigners not holding Indian citizenship.
Type of Surrogacy Commercial Surrogacy is no longer practiced in India.
 
Surrogate’s Obligation
The surrogate must carry the child till the end of the pregnancy fulfilling the terms and conditions of legal contracts between the surrogate and the intended parents.
Single Donor The use of only one donor gamete is permissible.
 
Required Genetic Connection
The gamete must come from at least one of the parents, who will contribute to the creation of the embryo. The use of an embryo donor is not permissible.
 
SUMMARY
India's Surrogacy Regulation Act, 2021 and 2022 permit altruistic surrogacy without compensation for surrogate mothers, requiring 5+ years of marriage, exceptional circumstances, one donor gamete, registered clinics, and OCI card holders.
 
Surrogacy Law For Guaranteed Surrogacy in Mumbai | Surrogacy cost in Mumbai
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About Our Doctor

Dr. Sunita Singh Rathore

Dr. Sunita Singh Rathore is an obstetrician and Gynecologist working as a consultant at Vinsfertility Hospital New Delhi. She brings with her over 18 years of proven experience and is a name one can trust in reproductive medicine, boasting of her art in managing difficult fertility cases.

  • Specialist in Complex Fertility Cases
  • Over 18 years of experience
  • Compassionate, personalized care
  • 1,000+ successful live births
  • Exceptional patient outcomes
  • Renowned in reproductive medicine
Dr. Sunita Singh Rathore
Dr. Sunita Singh Rathore

Gynecologist & IVF Specialist

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+91 8448879134

Dr. Rathore in Business Meeting Team Discussion

18+ Years of Expertise in Reproductive Medicine

Dr. Sunita Singh Rathore is known for empathetic and personalized treatment. Patients are taught knowledge, which is taken through risky pregnancies, advanced fertility treatments, and even the most complicated gynecological issues. Empathetic and an expert, she delivers excellent results, helping patients achieve health and the joy of parenthood.

Expert Team

Our team of specialists is dedicated and highly experienced in the field of reproductive health and surrogacy services.

Transparency

We are committed to maintaining honesty and ethical standards at every stage of our surrogacy and fertility services.

Modern Facilities

Our clinic is equipped with state-of-the-art, high-tech facilities, delivering first-class care for all treatments related to infertility.

Patient Support

We provide complete support and assistance at every step of your path to parenthood.

Have a question? Check out the FAQ

Find answers to some of the most commonly asked questions about our services and surrogacy options.

Can the intended parents meet the surrogate mother?

Yes, the intended parents and the surrogate can meet each other for better understanding and also to sign the legal documents before starting the surrogacy process. However, the situation may vary depending on the clinic.

How many attempts of IVF are provided in the surrogacy package?

Clinics provide 2-3 IVF cycles per surrogacy package to increase the chance of pregnancy. No additional cost is needed to be given for extra IVF attempts as it is included in the surrogacy package.

Is surrogacy legal in Mumbai?

Yes, surrogacy is legal in Mumbai. It strictly follows the Indian Surrogacy laws which only allow altruistic surrogacy in India and strictly prohibit commercial surrogacy in the country.

Who is eligible for surrogacy in Mumbai?

Married couples with at least five years of marriage should have a valid medical reason for not being able to conceive naturally. Females aged between 23- 55 and males aged between 26-55 are allowed to opt for surrogacy in India

What is the average cost of surrogacy in Mumbai?

Surrogacy in Mumbai costs from INR 18 Lakhs to INR 20 Lakhs affected by several factors including medical services, the number of IVF cycles, and legal consultations adding up to the total cost.

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Contact Info

We are available to answer your questions and provide support 24/7.

Our Location

Behind BSES Rajdhani Power Station, Katwaria Sarai

Delhi 110016

Phone Numbers

India: +91 8448879134

USA: +1 9177308298

Australia: +61 29 0984857

UK: +44 121 7900588

Email Address

info@vinsfertility.com

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We are open 7 Days a Week

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