Insurance Coverage
Key Takeaways
- Only altruistic surrogacy is legal in India under the Surrogacy (Regulation) Act, 2021 — commercial arrangements are prohibited.
- Care is delivered through ICMR/ART-registered clinics and NABL-accredited laboratories, with every eligibility and essentiality certificate handled for you.
- Every recommendation on this page is reviewed by a named, credentialed fertility specialist — not an anonymous editor.
- No ethical clinic can guarantee a pregnancy or live birth. We share honest, evidence-based expectations.
you will be responsible for all treatment payments, we may be able to assist you in billing for possible insurance reimbursement. We maintain a full in-house insurance billing service that may be able to assist you.
⚕️ Medical disclaimer. This article is for educational purposes only and is not a substitute for professional medical advice, diagnosis, or treatment. Fertility outcomes depend on individual medical circumstances. Always consult a qualified fertility specialist about your specific situation. In India, only altruistic surrogacy is legal under the Surrogacy (Regulation) Act, 2021.
Sources & References
- The Surrogacy (Regulation) Act, 2021 — Government of India
- Indian Council of Medical Research (ICMR) — National ART & Surrogacy Registry
- NABL — National Accreditation Board for Testing and Calibration Laboratories
- World Health Organization (WHO) — Infertility clinical guidance
- PubMed — Peer-reviewed fertility research (NIH/NLM)
All external sources link to primary government, medical, or peer-reviewed material. This article is reviewed by a qualified fertility specialist and updated as clinical guidance changes.
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ICMR / ART registeredPartner clinics
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NABL accreditedLaboratories
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Act 2021 compliantAltruistic only
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