Are there guaranteed surrogacy costs and a payment schedule in Jamshedpur?

No clinic can provide a 100% guarantee, but Vinsfertility in Jamshedpur has a high success rate due to experienced professionals and advanced treatments. The payment schedule is flexible and usually divided into three installments: Initial payment: At the start of the process. Second payment: Upon embryo transfer. Final payment: After successful delivery.

Send

shailesh pandey
01 August 2025

Alright, a friend of mine in Jharkhand was curious about surrogacy options in Jamshedpur for a relative, so I’ve got some real-world info to share. As of 2025, guaranteed surrogacy in Jamshedpur (or anywhere in India) isn’t truly “guaranteed” in the sense of 100% success, despite what some clinics advertise. The Surrogacy (Regulation) Act, 2021 allows only altruistic surrogacy, meaning the surrogate (a close relative, aged 25-35, married, with a kid) can’t be paid beyond medical expenses and insurance. Success rates are around 50-70% per cycle, depending on embryo quality and health factors.

Costs

In Jamshedpur, surrogacy costs range from ₹15 lakh to ₹20 lakh for a complete cycle, as per clinics like Select IVF and Vinsfertility. This covers:

• Legal fees and consultations: ₹1-2 lakh
• IVF (meds, egg retrieval, embryo creation): ₹3-5 lakh
• Surrogate care (prenatal, delivery, insurance): ₹5-7 lakh
• Extras (donor eggs/sperm, if needed): ₹1-3 lakh

Some clinics, like Select IVF, offer “guaranteed” packages (around ₹20 lakh), which include multiple IVF cycles or refunds if pregnancy fails after 2-3 tries. Always get the terms in writing, as “guaranteed” usually means financial coverage, not a baby for sure.

Payment Schedule

There’s no standard schedule across clinics, but based on what we found, payments are typically staggered:

• Upfront (start): 20-30% (₹3-6 lakh) for consults, legal agreements, and initial IVF prep.
• During IVF (egg retrieval/embryo transfer): 30-40% (₹4-8 lakh) for meds and lab work.
• Pregnancy (post-transfer): 30-40% (₹5-7 lakh) for surrogate care, spread over 9 months.
• Post-birth: 10-20% (₹1-3 lakh) for final medical and legal steps.

Clinics like Select IVF (+91-8447592299) or Vinsfertility may offer EMI plans (e.g., ₹20,000-30,000/month) or tie-ups with banks like HDFC for medical loans (11-16% interest, 1-5 years). My friend’s relative was quoted a flexible plan by a local clinic, paying ₹4 lakh upfront and the rest in installments.

Real Talk

For a middle-class couple, like the taxi driver you mentioned, ₹15-20 lakh is steep. Check if clinics offer interest-free EMIs or if you qualify for state subsidies (Jharkhand has some health schemes, but surrogacy coverage is rare). Confirm the surrogate meets legal requirements and get a detailed cost breakdown.

Send